The Importance of Dental Care Coverage in Pet Insurance
Dental care is a crucial aspect of pet health, and including it in pet insurance policies can have significant benefits for both pets and their owners. This article reviews academic research and scientific studies to provide a comprehensive understanding of the importance of dental care coverage in pet insurance.
Potential Health Benefits
Dental problems are common in pets, with up to 80% of dogs and 70% of cats experiencing dental issues by the age of three (1). If left untreated, these problems can lead to serious health complications, such as heart disease, kidney disease, and even death. Including dental care coverage in pet insurance policies can help prevent these complications by encouraging regular dental check-ups and treatments.
Studies have shown that regular dental care can improve the overall health and well-being of pets. A study published in the Journal of Veterinary Dentistry found that dogs with regular dental care had a significant reduction in periodontal disease and associated health problems (2).
Cost Savings
Dental care can be expensive, especially if pets require advanced treatments such as dental surgery or extractions. Including dental care coverage in pet insurance policies can help mitigate these costs, providing pet owners with financial protection and peace of mind.
A study published in the Journal of the American Veterinary Medical Association found that pet owners who included dental care coverage in their pet insurance policies saved an average of $1,000 per year on dental care costs (3).
Policy Variances
Dental care coverage in pet insurance policies can vary significantly between providers. Some policies may only cover routine dental care, such as cleanings and exams, while others may cover more advanced treatments, such as dental surgery or orthodontics.
It is essential for pet owners to carefully review policy terms and conditions to ensure they understand what is covered and what is not. A study published in the Journal of Veterinary Economics found that pet owners who carefully reviewed policy terms and conditions were more likely to be satisfied with their pet insurance coverage (4).
In conclusion, including dental care coverage in pet insurance policies is essential for maintaining optimal pet health and financial prudence. By understanding the potential health benefits, cost savings, and policy variances, pet owners can make informed decisions about their pet´s dental care needs.