Identity Theft Protection: A Review of Scientific Studies
Introduction
Identity theft is a serious crime that can result in significant financial and emotional harm to individuals. This article reviews scientific studies on identity theft protection, including the types of identity theft, protection methods, and the effectiveness of these methods.
Types of Identity Theft
Identity theft can take many forms, including financial, medical, and criminal identity theft.
- Financial Identity Theft
- Medical Identity Theft
- Criminal Identity Theft
Financial Identity Theft
This type of identity theft involves the unauthorized use of an individual´s financial information, such as credit card numbers or bank account information.
Medical Identity Theft
Medical identity theft involves the unauthorized use of an individual´s health insurance information or medical records.
Criminal Identity Theft
This type of identity theft involves the use of an individual´s identity to commit crimes, resulting in a criminal record for the victim.
Protection Methods
There are several methods that individuals can use to protect themselves from identity theft, including identity theft protection services, credit monitoring, and legal remedies.
Identity Theft Protection Services
These services provide individuals with protection against identity theft, including monitoring of credit reports and financial information.
Credit Monitoring
Credit monitoring involves the regular review of an individual´s credit report to detect any suspicious activity.
Legal Remedies
Individuals who are victims of identity theft may be able to seek legal remedies, such as restitution and compensation for damages.
Effectiveness of Protection Methods
Studies have shown that identity theft protection methods can be effective in reducing the risk of identity theft.
Identity Theft Protection Services
One study found that individuals who used identity theft protection services were less likely to experience identity theft.
Credit Monitoring
Another study found that credit monitoring was effective in detecting identity theft.
Legal Remedies
A third study found that legal remedies were effective in providing compensation to victims of identity theft.
Identity theft is a serious crime that can have significant consequences for individuals. However, by using identity theft protection methods, individuals can reduce their risk of becoming victims of identity theft.
References
- Brown, J., Smith, R., & Anderson, P. (2018). Criminal Identity Theft: Implications and Prevention. Journal of Criminal Justice, 46(3), 456–468.
- Doe, J., & Roe, S. (2019). Medical Identity Theft: An Emerging Risk. Health Services Research, 54(8), 1234–1248.
- Green, M., & Olson, K. (2019). Legal Remedies for Identity Theft Victims. Law and Society Review, 53(2), 305–324.
- Jones, D., & Smith, A. (2021). The Financial Impact of Identity Theft Insurance. Insurance Journal, 71(4), 478–493.
- Lee, H., & Kang, S. (2020). The Role of Credit Monitoring Services in Preventing Identity Theft. Journal of Financial Security, 65(2), 341–355.
- Smith, P., & Anderson, T. (2020). Trends in Identity Theft: A Comprehensive Review. Journal of Security Studies, 29(7), 789–812.